For Referral Partners

The lender your clients get sent to when the deal is hard to close.

A large part of my business comes from Realtors who trust me with their buyers — especially the files that need real strategy: self-employed income, investors, veterans on PCS timelines, buyers without a W-2 or a Social Security number. I build relationships, not transactions. When you send someone my way, they're in good hands — and so is your reputation.

Who I partner with

I work hand-in-hand with the professionals your clients already trust — and I make you look good in the process.

Realtors & Brokers

When a pre-approval falls apart or a buyer's income is complicated, I'm the lender who keeps the deal alive. Your clients get straight answers fast, your closings stay on track, and you never get radio silence on a file.

CPAs & Financial Advisors

For self-employed clients, investors, retirees, and high-net-worth families, I structure financing that works with the tax and wealth strategy you've built — asset-depletion, bank-statement, and DSCR included.

Builders & Contractors

From Hill Country custom builds to renovation projects, I help your customers finance the work — construction-to-permanent and renovation lending that keeps projects moving.

Financial Planners for Retirees

Lakeway, Spicewood, Boerne — I work with the advisors serving Hill Country retirees on reverse mortgages and asset-based qualifying, handled with the care that clientele deserves.

Other Loan Officers

When a file is outside your wheelhouse — DSCR, non-warrantable condo, ITIN, foreign national, asset-depletion — send it to me. I'll take great care of your client and send them back to you.

Community & Veteran Organizations

As an 82nd Airborne veteran, I show up for the veteran community. If you serve veterans and military families, I'll make sure their VA benefit gets used the way it was earned.

Why partners send me their toughest files

1
23 years of the hard files

Since 2003, through every rate cycle — $400M+ funded across banks, brokers, and correspondent lenders. The complicated files are my bread and butter, not a hassle.

2
The loans others won't touch

Self-employed, DSCR, ITIN, foreign national, non-warrantable condo, asset-depletion. A "no" from a big-box lender is usually just a lender who didn't know the product.

3
Communication you can stake your name on

You and your client get straight answers and proactive updates from application to closing. When you refer someone to me, your reputation is safe.

For Loan Officers

Want to build your business the way I built mine?

I'm growing a team of loan officers who want to be strategists, not order-takers. If you're interested in working together at the largest mortgage broker in the country, take a look.

Real relationships, not transactions

My Realtor partnership system is built on one idea: I make you look good, every file, every time. Whether you have a deal in front of you today or want a lender you can count on for the long haul, let's talk.

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